/* MLR Financial Company — faithful static rebuild of the GoDaddy Airo site (Oct 2026) */
@font-face{font-family:"Oswald";font-style:normal;font-weight:200 700;font-display:swap;src:url(/fonts/oswald-latin.woff2) format("woff2")}
:root{
  --blue:#1f69b3;--blue-dark:#17528c;--accent:#337eff;--blue-tint:#eef5fc;--border:#d1e4f5;
  --ink:#0a0a0a;--muted:#5b6470;--bg:#ffffff;--card:#ffffff;
  --font:"Oswald",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  --radius:8px;--shadow:0 1px 3px rgba(0,0,0,.08),0 1px 2px rgba(0,0,0,.06);
  --wrap:1180px;--gutter:16px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font);font-weight:300;font-size:17px;line-height:1.6;letter-spacing:.01em}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-weight:600;line-height:1.15;margin:0 0 .5em;letter-spacing:.01em}
h1{font-size:clamp(2rem,5vw,3.25rem)}
h2{font-size:clamp(1.5rem,3vw,2rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em}
ul{margin:0 0 1em;padding-left:1.25em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter)}
.skip{position:absolute;left:-999px;top:8px;background:#fff;color:var(--blue);padding:8px 12px;z-index:100}
.skip:focus{left:8px}
.btn{display:inline-block;background:var(--blue);color:#fff;font-weight:500;letter-spacing:.06em;text-transform:uppercase;font-size:.9rem;padding:12px 26px;border-radius:6px;border:0;cursor:pointer;transition:background .15s,transform .15s}
.btn:hover{background:var(--blue-dark);text-decoration:none;transform:translateY(-1px)}
.btn.light{background:#fff;color:var(--blue)}
.btn.light:hover{background:var(--blue-tint)}

/* top bar + header */
.topbar{background:#fff;border-bottom:1px solid var(--border);font-size:.85rem}
.topbar .wrap{display:flex;justify-content:flex-end;gap:22px;padding-top:6px;padding-bottom:6px}
.topbar a{display:inline-flex;align-items:center;gap:6px;color:var(--blue)}
.topbar svg{width:14px;height:14px;fill:currentColor}
.site-header{background:#fff;position:sticky;top:0;z-index:50;box-shadow:0 1px 0 var(--border)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:84px}
.brand img{width:160px;height:auto}
.nav{display:flex;gap:4px;flex-wrap:wrap;justify-content:flex-end}
.nav a{font-size:.8rem;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--ink);padding:10px 11px;border-radius:4px}
.nav a:hover{color:var(--blue);text-decoration:none;background:var(--blue-tint)}
.nav a[aria-current="page"]{color:var(--blue)}
.nav-toggle{display:none;background:none;border:0;padding:8px;cursor:pointer}
.nav-toggle span{display:block;width:26px;height:3px;background:var(--blue);margin:5px 0;border-radius:2px;transition:transform .2s,opacity .2s}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(8px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}

/* page hero (interior pages) */
.page-hero{background:var(--blue);color:#fff;padding:56px 0}
.page-hero h1{margin:0 0 .25em}
.page-hero p{margin:0;font-size:1.1rem;opacity:.95}

/* home hero */
.hero{background:linear-gradient(180deg,#f3f7fb 0%,#e6eef7 100%);position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:
  linear-gradient(90deg,rgba(255,255,255,.75),rgba(255,255,255,.2)),
  repeating-linear-gradient(90deg,transparent 0 46px,rgba(31,105,179,.06) 46px 48px),
  repeating-linear-gradient(0deg,transparent 0 34px,rgba(31,105,179,.05) 34px 36px);pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center;padding-top:64px;padding-bottom:64px}
.hero h1{font-size:clamp(2.2rem,5.5vw,3.6rem);max-width:12ch}
.hero .lede{color:var(--blue);font-weight:500;font-size:1.15rem;margin-bottom:.6em}
.hero p{max-width:52ch}
.hero .portrait{justify-self:end;width:min(100%,340px);border-radius:6px;box-shadow:0 20px 40px rgba(23,82,140,.18)}

/* sections */
.section{padding:56px 0}
.section.tint{background:var(--blue-tint)}
.intro{text-align:center;max-width:900px;margin:0 auto}
.intro h2{color:var(--blue)}
.section-title{color:var(--blue);margin-bottom:1em}
.grid{display:grid;gap:24px}
.grid.two{grid-template-columns:repeat(2,1fr)}
.grid.three{grid-template-columns:repeat(3,1fr)}
.card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden}
.card h3{background:var(--blue);color:#fff;margin:0;padding:14px 20px;font-size:1rem;letter-spacing:.08em;text-transform:uppercase;font-weight:500}
.card .body{padding:20px}
.card .body p:last-child,.card .body ul:last-child{margin-bottom:0}
.card .body ul{padding-left:1.1em}
.address{display:flex;gap:10px;align-items:flex-start;color:var(--muted)}
.address svg{width:18px;height:18px;fill:var(--blue);flex:none;margin-top:4px}
.checks{list-style:none;padding:0}
.checks li{position:relative;padding-left:30px;margin-bottom:.5em}
.checks li::before{content:"";position:absolute;left:0;top:.3em;width:20px;height:20px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Ccircle cx='12' cy='12' r='12' fill='%231f69b3'/%3E%3Cpath d='M7 12.5l3.2 3.2L17 9' stroke='%23fff' stroke-width='2.4' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat}
.callout{background:var(--blue-tint);border-left:4px solid var(--blue);border-radius:var(--radius);padding:20px 24px}
.callout h3{color:var(--blue);margin-bottom:.3em}
.callout p:last-child{margin:0}
.highlight{color:var(--blue);font-weight:500;font-size:1.1rem}
.prose{max-width:860px}
.fine,.disclosure{font-size:.9rem;color:var(--muted)}
.disclosure p{margin-bottom:.8em}

/* CTA band */
.cta{background:var(--blue);color:#fff;padding:48px 0}
.cta .wrap{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.cta p{margin:0;max-width:70ch}

/* agents */
.agent{display:grid;grid-template-columns:320px 1fr;gap:40px;align-items:start}
.agent img{border-radius:6px;box-shadow:var(--shadow)}
.agent .role{color:var(--blue);font-weight:500;text-transform:uppercase;letter-spacing:.08em;font-size:.85rem;margin-bottom:1em}

/* contact */
.contact{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.info-list{list-style:none;padding:0;margin:0}
.info-list li{display:grid;grid-template-columns:36px 1fr;gap:12px;margin-bottom:18px}
.info-list .ic{width:36px;height:36px;border-radius:6px;background:var(--blue);display:grid;place-items:center}
.info-list .ic svg{width:18px;height:18px;fill:#fff}
.info-list b{display:block;font-weight:500;color:var(--blue);font-size:.85rem;letter-spacing:.08em;text-transform:uppercase}
form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
form label{display:block;font-size:.8rem;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin:0 0 14px}
form input,form select,form textarea{display:block;width:100%;margin-top:6px;font:inherit;font-size:1rem;font-weight:300;padding:10px 12px;border:1px solid var(--border);border-radius:6px;background:#fff;color:var(--ink)}
form input:focus,form select:focus,form textarea:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}
form textarea{min-height:140px;resize:vertical}
.form-msg{margin-top:14px;padding:12px 14px;border-radius:6px;font-size:.95rem}
.form-msg.ok{background:#e9f7ee;color:#1d6b3a}
.form-msg.err{background:#fdecec;color:#9b1c1c}
[hidden]{display:none !important}
.hp{position:absolute;left:-9999px;opacity:0;height:0;width:0;overflow:hidden}

/* footer */
.site-footer{background:var(--blue);color:#fff;padding:48px 0 24px}
.site-footer a{color:#fff}
.site-footer .cols{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:40px}
.site-footer h3{font-size:.95rem;letter-spacing:.1em;text-transform:uppercase;font-weight:500;margin-bottom:.8em}
.site-footer ul.plain{list-style:none;padding:0;margin:0}
.site-footer ul.plain li{margin-bottom:8px;font-size:.95rem}
.site-footer img{width:150px;margin-bottom:12px;background:#fff;padding:10px 14px;border-radius:8px;box-sizing:content-box}
.site-footer .legal{margin-top:36px;padding-top:18px;border-top:1px solid rgba(255,255,255,.25)}
.site-footer .legal p{margin:0 0 .5em;font-size:.85rem}
.site-footer .fine{color:rgba(255,255,255,.8);font-size:.78rem}

/* 404 */
.notfound{text-align:center;padding:96px 0}

@media (max-width:960px){
  .nav-toggle{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;padding:8px var(--gutter) 16px;box-shadow:0 12px 24px rgba(0,0,0,.08)}
  .nav[data-open]{display:flex}
  .nav a{padding:12px 8px;border-bottom:1px solid var(--border)}
  .hero .wrap{grid-template-columns:1fr;padding-top:40px;padding-bottom:40px}
  .hero .portrait{justify-self:start;width:min(100%,280px)}
  .grid.three{grid-template-columns:1fr 1fr}
  .agent{grid-template-columns:1fr}
  .agent img{width:min(100%,320px)}
  .contact{grid-template-columns:1fr}
  .site-footer .cols{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  body{font-size:16px}
  .topbar .wrap{justify-content:space-between;gap:12px}
  .topbar a span{display:none}
  .grid.two,.grid.three{grid-template-columns:1fr}
  .cta .wrap{grid-template-columns:1fr}
  form .row{grid-template-columns:1fr}
  .site-footer .cols{grid-template-columns:1fr}
  .section{padding:40px 0}
  .page-hero{padding:40px 0}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}

/* Financial Services dropdown */
.has-sub{position:relative}
.has-sub button{font:inherit;font-size:.8rem;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--ink);background:none;border:0;padding:10px 11px;border-radius:4px;cursor:pointer;display:inline-flex;align-items:center;gap:4px}
.has-sub button svg{width:14px;height:14px;fill:none;stroke:currentColor;stroke-width:2.2;transition:transform .15s}
.has-sub button:hover,.has-sub.is-active button{color:var(--blue);background:var(--blue-tint)}
.has-sub[data-open] button svg{transform:rotate(180deg)}
.sub{list-style:none;margin:0;padding:6px 0;position:absolute;left:0;top:100%;min-width:220px;background:#fff;border:1px solid var(--border);border-radius:6px;box-shadow:0 12px 28px rgba(23,82,140,.14);display:none;z-index:60}
.sub li a{display:block;padding:9px 16px;font-size:.8rem;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--ink);border-radius:0}
.sub li a:hover,.sub li a[aria-current="page"]{color:var(--blue);background:var(--blue-tint);text-decoration:none}
.has-sub[data-open] .sub{display:block}
@media (hover:hover) and (min-width:961px){.has-sub:hover .sub,.has-sub:focus-within .sub{display:block}}
@media (max-width:960px){
  .has-sub button{width:100%;justify-content:space-between;padding:12px 8px;border-bottom:1px solid var(--border);border-radius:0}
  .sub{position:static;box-shadow:none;border:0;border-radius:0;padding:0 0 0 16px;min-width:0}
  .sub li a{border-bottom:1px solid var(--border)}
}